is a licensed real estate
agent and a member of the National
Association of REALTORS®. They also
belong to their state and local Association
of REALTORS®. When looking for a
REALTOR®, the best place to start is by
asking friends and neighbors for referrals.
Another resource is the Find a REALTOR®
search feature on the National Association
of REALTORS® (NAR) website.
Real Estate Agent
A real estate agent is licensed by the
state to represent parties in the transfer
of property. Every REALTOR® is a real
estate agent, but not every real estate
agent has the professional designation
of a REALTOR®.
A listing agent or broker forms a legal
relationship with the homeowner to sell
A buyer’s agent or broker works with the
buyer to locate a suitable property and
negotiate a successful home purchase.
A home inspector objectively
and independently provides a
comprehensive analysis of a home’s
major systems and components.
A loan officer is a representative of
a bank or other financial institution.
They help customers identify their
borrowing options and help them
understand the terms of their loan.
An appraiser works on behalf of
a lender and provides a market
analysis of the subject property.
An appraiser’s finding is subjective
and combined with market findings
of sold properties within the
An insurance agent helps a
homebuyer determine the
homeowner’s protection coverage
needed and then finds the right
insurance policy to fit those needs.
Real Estate Attorney
A real estate attorney can give
advice on all legal aspects of the
real estate transaction. Additionally,
they are able to draft and review
contracts, help decide how to take
title and assist with the closing
process. In some states, real estate
closings can only be conducted
An escrow or closing officer is a
non-biased third party who works with
all participants to facilitate a successful
closing of a real estate transaction.
At closing, the closing officer will
collect the purchase money funds from
the buyer and lender as well as the
settlement costs from each party. They
disburse the funds in accordance with
the HUD-1 settlement statement and
record the necessary documents to
transfer ownership of the property.
Our thorough title searches, title
clearance and title insurance policies
help to produce clear property titles
and enable the efficient transfer of real